What is Zacks Research’s Forecast for SYF Q4 Earnings?

Synchrony Financial (NYSE:SYF) – Zacks Research reduced their Q4 2026 earnings estimates for shares of Synchrony Financial in a research report issued to clients and investors on Tuesday, April 1st. Zacks Research analyst K. Dey now forecasts that the financial services provider will earn $2.06 per share for the quarter, down from their prior estimate of $2.07. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.67 per share. Zacks Research also issued estimates for Synchrony Financial’s Q1 2027 earnings at $2.11 EPS and FY2027 earnings at $9.47 EPS.

Synchrony Financial (NYSE:SYF) last announced its earnings results on Tuesday, January 28th. The financial services provider reported $1.91 EPS for the quarter, beating the consensus estimate of $1.89 by $0.02. Synchrony Financial had a return on equity of 18.30% and a net margin of 15.36%.

Several other research analysts have also issued reports on SYF. Bank of America increased their target price on shares of Synchrony Financial from $82.00 to $85.00 and gave the stock a “buy” rating in a research note on Tuesday, January 28th. Morgan Stanley upgraded Synchrony Financial from an “underweight” rating to an “overweight” rating and raised their target price for the company from $40.00 to $82.00 in a research note on Thursday, December 19th. Compass Point downgraded Synchrony Financial from a “buy” rating to a “neutral” rating and set a $70.00 price target on the stock. in a research note on Tuesday, January 28th. StockNews.com cut Synchrony Financial from a “buy” rating to a “hold” rating in a research note on Monday, March 24th. Finally, Wells Fargo & Company lowered their target price on Synchrony Financial from $85.00 to $70.00 and set an “overweight” rating on the stock in a research report on Thursday. Seven analysts have rated the stock with a hold rating, thirteen have assigned a buy rating and one has issued a strong buy rating to the stock. According to MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $68.26.

Synchrony Financial Price Performance

Synchrony Financial stock opened at $43.76 on Thursday. The stock has a market capitalization of $17.01 billion, a price-to-earnings ratio of 5.12, a PEG ratio of 0.71 and a beta of 1.67. Synchrony Financial has a 52-week low of $39.67 and a 52-week high of $70.93. The company has a debt-to-equity ratio of 1.01, a quick ratio of 1.24 and a current ratio of 1.24. The stock’s 50 day moving average price is $59.21 and its two-hundred day moving average price is $60.54.

Synchrony Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Tuesday, February 18th. Stockholders of record on Monday, February 3rd were paid a $0.25 dividend. The ex-dividend date of this dividend was Monday, February 3rd. This represents a $1.00 dividend on an annualized basis and a dividend yield of 2.29%. Synchrony Financial’s payout ratio is presently 11.71%.

Institutional Trading of Synchrony Financial

A number of institutional investors and hedge funds have recently modified their holdings of SYF. MassMutual Private Wealth & Trust FSB boosted its holdings in shares of Synchrony Financial by 18.1% in the 1st quarter. MassMutual Private Wealth & Trust FSB now owns 2,411 shares of the financial services provider’s stock worth $128,000 after buying an additional 370 shares during the last quarter. California State Teachers Retirement System boosted its stake in Synchrony Financial by 3.1% in the fourth quarter. California State Teachers Retirement System now owns 542,243 shares of the financial services provider’s stock valued at $35,246,000 after acquiring an additional 16,140 shares during the last quarter. 111 Capital bought a new position in shares of Synchrony Financial during the 4th quarter valued at approximately $1,271,000. Wealth Enhancement Advisory Services LLC increased its stake in shares of Synchrony Financial by 220.8% during the 4th quarter. Wealth Enhancement Advisory Services LLC now owns 64,145 shares of the financial services provider’s stock worth $4,169,000 after purchasing an additional 44,150 shares during the last quarter. Finally, Lansforsakringar Fondforvaltning AB publ bought a new stake in shares of Synchrony Financial in the 4th quarter worth approximately $371,000. 96.48% of the stock is owned by hedge funds and other institutional investors.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.