Q3 Earnings Forecast for Affirm Issued By Seaport Res Ptn

Affirm Holdings, Inc. (NASDAQ:AFRM) – Research analysts at Seaport Res Ptn issued their Q3 2025 EPS estimates for shares of Affirm in a research note issued on Monday, March 24th. Seaport Res Ptn analyst J. Cantwell expects that the company will post earnings of ($0.04) per share for the quarter. Seaport Res Ptn currently has a “Hold” rating on the stock. The consensus estimate for Affirm’s current full-year earnings is ($0.18) per share. Seaport Res Ptn also issued estimates for Affirm’s Q4 2025 earnings at $0.08 EPS, FY2025 earnings at ($0.01) EPS, Q1 2026 earnings at $0.21 EPS, Q2 2026 earnings at $0.13 EPS and FY2026 earnings at $0.33 EPS.

AFRM has been the topic of several other research reports. Citizens Jmp raised shares of Affirm from a “hold” rating to a “strong-buy” rating in a report on Friday, December 20th. William Blair initiated coverage on shares of Affirm in a research note on Wednesday, January 15th. They issued an “outperform” rating on the stock. Compass Point upgraded Affirm from a “neutral” rating to a “buy” rating and raised their price objective for the company from $61.00 to $64.00 in a research report on Wednesday, March 19th. JMP Securities boosted their target price on Affirm from $78.00 to $85.00 and gave the stock a “market outperform” rating in a research report on Friday, February 7th. Finally, Barclays increased their price target on Affirm from $75.00 to $85.00 and gave the company an “overweight” rating in a research note on Monday, February 10th. Eight research analysts have rated the stock with a hold rating, twelve have issued a buy rating and one has given a strong buy rating to the company. Based on data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average price target of $69.76.

Affirm Stock Down 2.5 %

NASDAQ AFRM opened at $46.20 on Thursday. Affirm has a 12 month low of $22.25 and a 12 month high of $82.53. The company has a current ratio of 11.26, a quick ratio of 11.26 and a debt-to-equity ratio of 2.68. The stock has a market cap of $14.69 billion, a PE ratio of -71.08 and a beta of 3.63. The stock’s 50 day moving average is $59.90 and its 200 day moving average is $56.26.

Affirm (NASDAQ:AFRM) last announced its quarterly earnings data on Thursday, February 6th. The company reported $0.23 EPS for the quarter, beating the consensus estimate of ($0.21) by $0.44. Affirm had a negative return on equity of 7.25% and a negative net margin of 7.10%.

Insider Buying and Selling at Affirm

In other Affirm news, Director Christa S. Quarles sold 5,000 shares of the company’s stock in a transaction on Friday, February 14th. The stock was sold at an average price of $80.00, for a total value of $400,000.00. Following the transaction, the director now owns 137,325 shares of the company’s stock, valued at $10,986,000. This represents a 3.51 % decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through this hyperlink. Also, Director Keith Rabois sold 16,086 shares of Affirm stock in a transaction on Thursday, January 2nd. The stock was sold at an average price of $62.32, for a total value of $1,002,479.52. Following the sale, the director now owns 93,694 shares of the company’s stock, valued at approximately $5,839,010.08. This trade represents a 14.65 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 62,301 shares of company stock worth $3,920,543 over the last quarter. Insiders own 12.41% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in AFRM. California State Teachers Retirement System increased its position in shares of Affirm by 1.0% during the fourth quarter. California State Teachers Retirement System now owns 226,593 shares of the company’s stock worth $13,800,000 after acquiring an additional 2,286 shares during the period. Wealth Enhancement Advisory Services LLC bought a new position in Affirm in the fourth quarter worth approximately $228,000. Wealthedge Investment Advisors LLC purchased a new position in Affirm during the 4th quarter worth $468,000. Leigh Baldwin & CO. LLC purchased a new position in Affirm during the 4th quarter worth $210,000. Finally, Challenger Wealth Management bought a new stake in Affirm during the 4th quarter valued at $244,000. Hedge funds and other institutional investors own 69.29% of the company’s stock.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.