Northland Capmk Comments on OppFi’s Q3 Earnings (NYSE:OPFI)

OppFi Inc. (NYSE:OPFI) – Northland Capmk increased their Q3 2025 EPS estimates for OppFi in a research note issued on Friday, December 13th. Northland Capmk analyst M. Grondahl now forecasts that the company will post earnings per share of $0.34 for the quarter, up from their prior estimate of $0.29. The consensus estimate for OppFi’s current full-year earnings is $0.86 per share. Northland Capmk also issued estimates for OppFi’s Q4 2025 earnings at $0.22 EPS and FY2025 earnings at $1.00 EPS.

Separately, Northland Securities boosted their target price on OppFi from $8.00 to $10.00 and gave the company an “outperform” rating in a research report on Friday.

OppFi Trading Up 3.1 %

Shares of NYSE OPFI opened at $7.57 on Monday. OppFi has a 12-month low of $2.35 and a 12-month high of $8.54. The firm’s 50-day moving average price is $6.28 and its 200-day moving average price is $4.79. The stock has a market capitalization of $652.64 million, a price-to-earnings ratio of 47.31 and a beta of 1.45.

Insider Buying and Selling at OppFi

In related news, Director Jocelyn Moore sold 23,149 shares of the firm’s stock in a transaction dated Monday, November 11th. The stock was sold at an average price of $6.70, for a total transaction of $155,098.30. Following the sale, the director now directly owns 99,072 shares of the company’s stock, valued at $663,782.40. This trade represents a 18.94 % decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, Director David Vennettilli sold 22,301 shares of OppFi stock in a transaction that occurred on Monday, December 2nd. The shares were sold at an average price of $7.68, for a total value of $171,271.68. Following the transaction, the director now owns 121,524 shares of the company’s stock, valued at approximately $933,304.32. This represents a 15.51 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold a total of 145,450 shares of company stock worth $971,370 over the last three months. Corporate insiders own 84.00% of the company’s stock.

Hedge Funds Weigh In On OppFi

A number of hedge funds have recently bought and sold shares of the business. Vanguard Group Inc. raised its stake in OppFi by 0.6% in the 1st quarter. Vanguard Group Inc. now owns 823,916 shares of the company’s stock valued at $2,060,000 after purchasing an additional 5,218 shares during the last quarter. Jane Street Group LLC grew its holdings in shares of OppFi by 28.9% during the third quarter. Jane Street Group LLC now owns 25,842 shares of the company’s stock worth $122,000 after buying an additional 5,795 shares in the last quarter. LB Partners LLC raised its position in shares of OppFi by 1.3% in the second quarter. LB Partners LLC now owns 920,970 shares of the company’s stock valued at $3,122,000 after buying an additional 11,948 shares during the last quarter. Quadrature Capital Ltd purchased a new position in shares of OppFi in the third quarter worth about $60,000. Finally, Geode Capital Management LLC boosted its position in OppFi by 4.7% during the third quarter. Geode Capital Management LLC now owns 401,122 shares of the company’s stock worth $1,897,000 after acquiring an additional 18,149 shares during the last quarter. Hedge funds and other institutional investors own 7.10% of the company’s stock.

About OppFi

OppFi Inc operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc was founded in 2012 and is headquartered in Chicago, Illinois.