Head-To-Head Survey: Princeton National Bancorp (OTCMKTS:PNBC) & Comerica (NYSE:CMA)

Comerica (NYSE:CMA) and Princeton National Bancorp (OTCMKTS:PNBC) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, profitability, institutional ownership, earnings, valuation, dividends and analyst recommendations.

Analyst Recommendations

This is a summary of recent ratings and price targets for Comerica and Princeton National Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Comerica	2	12	9	0	2.30
Princeton National Bancorp	0	0	0	0	0.00

Comerica currently has a consensus price target of $67.27, suggesting a potential upside of 1.18%. Given Comerica’s stronger consensus rating and higher probable upside, research analysts clearly believe Comerica is more favorable than Princeton National Bancorp.

Insider and Institutional Ownership

80.7% of Comerica shares are owned by institutional investors. 0.2% of Comerica shares are owned by insiders. Comparatively, 6.6% of Princeton National Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Comerica and Princeton National Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Comerica	11.17%	12.54%	0.94%
Princeton National Bancorp	N/A	N/A	N/A

Valuation & Earnings

This table compares Comerica and Princeton National Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Comerica	$3.20 billion	2.73	$881.00 million	$4.00	16.62
Princeton National Bancorp	N/A	N/A	N/A	N/A	N/A

Comerica has higher revenue and earnings than Princeton National Bancorp.

Summary

Comerica beats Princeton National Bancorp on 8 of the 9 factors compared between the two stocks.

About Comerica

Comerica Incorporated, through its subsidiaries, provides various financial products and services. The company operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination; and various consumer products that include deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans. The Wealth Management segment offers products and services comprising financial planning, trust and fiduciary services, investment management and advisory, brokerage, private banking, and business transition planning services for affluents, high-net worth and ultra-high-net-worth individuals and families, business owners, and executives, and institutional clients. The Finance segment comprises securities portfolio, and asset and liability management activities. It operates in Texas, California, Michigan, Arizona, and Florida, the United States; and Canada and Mexico. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.

About Princeton National Bancorp

Princeton National Bancorp, Inc. does not have significant operations. Previously it operated as a holding company for Citizens First National Bank that provided commercial banking and trust services in Illinois. The company was incorporated in 1981 and is headquartered in Princeton, Illinois.