Head-To-Head Review: Tamino Minerals (OTCMKTS:TINO) and Expensify (NASDAQ:EXFY)

Expensify (NASDAQ:EXFY) and Tamino Minerals (OTCMKTS:TINO) are both small-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, earnings, institutional ownership, profitability, analyst recommendations and dividends.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Expensify and Tamino Minerals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Expensify	0	3	1	0	2.25
Tamino Minerals	0	0	0	0	0.00

Expensify presently has a consensus price target of $2.83, indicating a potential downside of 13.35%. Given Tamino Minerals’ higher possible upside, analysts clearly believe Tamino Minerals is more favorable than Expensify.

Risk and Volatility

Expensify has a beta of 1.51, meaning that its share price is 51% more volatile than the S&P 500. Comparatively, Tamino Minerals has a beta of 0.92, meaning that its share price is 8% less volatile than the S&P 500.

Institutional and Insider Ownership

68.4% of Expensify shares are owned by institutional investors. 17.3% of Expensify shares are owned by insiders. Comparatively, 13.3% of Tamino Minerals shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Expensify and Tamino Minerals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Expensify	-11.81%	-14.72%	-8.89%
Tamino Minerals	N/A	N/A	N/A

Valuation and Earnings

This table compares Expensify and Tamino Minerals”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Expensify	$150.69 million	1.67	-$41.46 million	($0.18)	-18.17
Tamino Minerals	N/A	N/A	N/A	N/A	N/A

Tamino Minerals has lower revenue, but higher earnings than Expensify.

Summary

Expensify beats Tamino Minerals on 6 of the 10 factors compared between the two stocks.

About Expensify

Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company’s platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.

About Tamino Minerals

Tamino Minerals, Inc. operates as a mineral exploration and development company. The company explores for gold, copper, lead, silver, lithium, and zinc deposits. It holds a portfolio of properties located in Mexico. The company was formerly known as Entertainment Games, Inc. and changed its name to Tamino Minerals, Inc. in March 2013. Tamino Minerals, Inc. was incorporated in 1992 and is based in Hermosillo, Mexico.