Omni Financial Services (OTCMKTS:OFSI) and Regions Financial (NYSE:RF) Head-To-Head Comparison

Omni Financial Services (OTCMKTS:OFSI) and Regions Financial (NYSE:RF) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, risk, profitability, institutional ownership, earnings, analyst recommendations and valuation.

Profitability

This table compares Omni Financial Services and Regions Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Omni Financial Services	N/A	N/A	N/A
Regions Financial	18.78%	12.60%	1.30%

Risk and Volatility

Omni Financial Services has a beta of 3.26, meaning that its stock price is 226% more volatile than the S&P 500. Comparatively, Regions Financial has a beta of 1.17, meaning that its stock price is 17% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Omni Financial Services and Regions Financial, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Omni Financial Services	0	0	0	0	N/A
Regions Financial	1	7	10	0	2.50

Regions Financial has a consensus price target of $25.06, suggesting a potential upside of 4.95%. Given Regions Financial’s higher possible upside, analysts clearly believe Regions Financial is more favorable than Omni Financial Services.

Institutional & Insider Ownership

79.4% of Regions Financial shares are owned by institutional investors. 0.3% of Regions Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Omni Financial Services and Regions Financial”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Omni Financial Services	N/A	N/A	N/A	N/A	N/A
Regions Financial	$7.08 billion	3.09	$2.07 billion	$1.84	12.98

Regions Financial has higher revenue and earnings than Omni Financial Services.

Summary

Regions Financial beats Omni Financial Services on 8 of the 9 factors compared between the two stocks.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.

About Regions Financial

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.