Zacks Research Issues Pessimistic Forecast for SYF Earnings

Synchrony Financial (NYSE:SYF) – Zacks Research dropped their Q1 2025 earnings estimates for shares of Synchrony Financial in a report released on Tuesday, April 1st. Zacks Research analyst K. Dey now anticipates that the financial services provider will post earnings of $1.63 per share for the quarter, down from their previous estimate of $1.64. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.67 per share. Zacks Research also issued estimates for Synchrony Financial’s Q1 2025 earnings at $1.63 EPS, Q2 2025 earnings at $1.58 EPS, Q2 2025 earnings at $1.58 EPS, Q3 2025 earnings at $2.08 EPS, Q3 2025 earnings at $2.08 EPS, Q4 2025 earnings at $1.74 EPS, Q4 2025 earnings at $1.74 EPS, FY2025 earnings at $7.04 EPS, FY2025 earnings at $7.04 EPS, Q1 2026 earnings at $1.87 EPS, Q1 2026 earnings at $1.87 EPS, Q2 2026 earnings at $1.87 EPS, Q2 2026 earnings at $1.87 EPS, Q3 2026 earnings at $2.36 EPS, Q3 2026 earnings at $2.36 EPS, FY2026 earnings at $8.16 EPS and FY2026 earnings at $8.16 EPS.

SYF has been the subject of several other research reports. JPMorgan Chase & Co. raised shares of Synchrony Financial from a “neutral” rating to an “overweight” rating and upped their price target for the stock from $59.00 to $72.00 in a research report on Monday, December 9th. Bank of America increased their target price on Synchrony Financial from $82.00 to $85.00 and gave the stock a “buy” rating in a research report on Tuesday, January 28th. Wells Fargo & Company dropped their price target on Synchrony Financial from $85.00 to $70.00 and set an “overweight” rating for the company in a research note on Thursday. Royal Bank of Canada boosted their target price on Synchrony Financial from $70.00 to $73.00 and gave the stock a “sector perform” rating in a report on Wednesday, January 29th. Finally, The Goldman Sachs Group cut their price target on shares of Synchrony Financial from $82.00 to $70.00 and set a “buy” rating on the stock in a report on Tuesday, March 18th. Seven analysts have rated the stock with a hold rating, thirteen have issued a buy rating and one has given a strong buy rating to the stock. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $68.26.

Synchrony Financial Trading Down 6.0 %

NYSE SYF opened at $43.76 on Friday. The company has a market cap of $17.01 billion, a P/E ratio of 5.12, a P/E/G ratio of 0.71 and a beta of 1.67. Synchrony Financial has a 12 month low of $39.67 and a 12 month high of $70.93. The company has a debt-to-equity ratio of 1.01, a current ratio of 1.24 and a quick ratio of 1.24. The company has a 50-day moving average of $59.21 and a 200-day moving average of $60.62.

Synchrony Financial (NYSE:SYF) last released its earnings results on Tuesday, January 28th. The financial services provider reported $1.91 EPS for the quarter, beating the consensus estimate of $1.89 by $0.02. Synchrony Financial had a return on equity of 18.30% and a net margin of 15.36%.

Synchrony Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Tuesday, February 18th. Shareholders of record on Monday, February 3rd were issued a dividend of $0.25 per share. The ex-dividend date of this dividend was Monday, February 3rd. This represents a $1.00 annualized dividend and a yield of 2.29%. Synchrony Financial’s dividend payout ratio is presently 11.71%.

Hedge Funds Weigh In On Synchrony Financial

Institutional investors have recently made changes to their positions in the business. Bogart Wealth LLC bought a new stake in shares of Synchrony Financial in the fourth quarter worth $26,000. TCTC Holdings LLC acquired a new position in Synchrony Financial during the 4th quarter worth $27,000. Y.D. More Investments Ltd increased its position in shares of Synchrony Financial by 111.5% in the 4th quarter. Y.D. More Investments Ltd now owns 480 shares of the financial services provider’s stock worth $31,000 after purchasing an additional 253 shares during the last quarter. Accredited Wealth Management LLC acquired a new stake in shares of Synchrony Financial in the 4th quarter valued at about $38,000. Finally, Quarry LP lifted its position in shares of Synchrony Financial by 301.3% during the third quarter. Quarry LP now owns 899 shares of the financial services provider’s stock worth $45,000 after purchasing an additional 675 shares during the last quarter. 96.48% of the stock is owned by institutional investors and hedge funds.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.