Glacier Bancorp (NASDAQ:GBCI) and Truxton (OTCMKTS:TRUX) Head-To-Head Survey

Truxton (OTCMKTS:TRUX) and Glacier Bancorp (NASDAQ:GBCI) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, analyst recommendations and institutional ownership.

Dividends

Truxton pays an annual dividend of $2.00 per share and has a dividend yield of 2.8%. Glacier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.4%. Truxton pays out 31.5% of its earnings in the form of a dividend. Glacier Bancorp pays out 79.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Institutional & Insider Ownership

0.4% of Truxton shares are owned by institutional investors. Comparatively, 80.2% of Glacier Bancorp shares are owned by institutional investors. 0.5% of Glacier Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares Truxton and Glacier Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Truxton	$78.37 million	2.66	$18.41 million	$6.34	11.40
Glacier Bancorp	$810.03 million	5.39	$190.14 million	$1.67	23.04

Glacier Bancorp has higher revenue and earnings than Truxton. Truxton is trading at a lower price-to-earnings ratio than Glacier Bancorp, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent recommendations for Truxton and Glacier Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Truxton	0	0	0	0	0.00
Glacier Bancorp	0	3	2	1	2.67

Glacier Bancorp has a consensus price target of $51.50, suggesting a potential upside of 33.86%. Given Glacier Bancorp’s stronger consensus rating and higher probable upside, analysts clearly believe Glacier Bancorp is more favorable than Truxton.

Profitability

This table compares Truxton and Glacier Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Truxton	23.49%	N/A	N/A
Glacier Bancorp	14.99%	5.98%	0.68%

Risk and Volatility

Truxton has a beta of 0.56, suggesting that its share price is 44% less volatile than the S&P 500. Comparatively, Glacier Bancorp has a beta of 0.8, suggesting that its share price is 20% less volatile than the S&P 500.

Summary

Glacier Bancorp beats Truxton on 14 of the 17 factors compared between the two stocks.

About Truxton

Truxton Corporation, through its subsidiaries, provides various banking, investment management, and trust administration services to individuals, businesses, and charitable institutions in the United States. The company offers deposit products, including demand, money market accounts, and certificates of deposit. It also provides lending products, such as residential and commercial real estate mortgages, commercial loans, construction and land development loans, commercial and industrial loans, operating lines of credit, and loans to individual. In addition, the company offers strategic and capital advisory services, business banking, and treasury management services; and insurance products. The company was formerly known as NBT Holdings Inc. and changed its name to Truxton Corporation in May 2013. Truxton Corporation was founded in 2004 and is based in Nashville, Tennessee.

About Glacier Bancorp

Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. The company offers retail banking, business banking, and mortgage origination and loan servicing services. It also provides non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal and demand deposit accounts, savings, money market deposits, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. In addition, the company offers construction and permanent loans on residential real estate; consumer land or lot loans; unimproved land and land development loans; and residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. Further, it provides commercial real estate loans to purchase, construct, and finance commercial real estate properties; consumer loans secured by real estate, automobiles, or other assets; home equity loans consisting of junior lien mortgages, and first and junior lien lines of credit secured by owner-occupied 1-4 family residences; and agriculture loans. Glacier Bancorp, Inc. was founded in 1955 and is headquartered in Kalispell, Montana.