Bread Financial FY2026 EPS Forecast Cut by Zacks Research

Bread Financial Holdings, Inc. (NYSE:BFH) – Research analysts at Zacks Research dropped their FY2026 earnings per share estimates for Bread Financial in a report issued on Wednesday, March 26th. Zacks Research analyst T. De now anticipates that the company will post earnings per share of $7.45 for the year, down from their prior estimate of $7.47. The consensus estimate for Bread Financial’s current full-year earnings is $6.45 per share. Zacks Research also issued estimates for Bread Financial’s Q4 2026 earnings at $2.15 EPS and FY2027 earnings at $9.84 EPS.

Bread Financial (NYSE:BFH) last announced its earnings results on Thursday, January 30th. The company reported $0.41 EPS for the quarter, topping the consensus estimate of $0.34 by $0.07. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%.

A number of other research firms have also weighed in on BFH. Barclays boosted their target price on shares of Bread Financial from $51.00 to $53.00 and gave the stock an “underweight” rating in a report on Friday, January 31st. Royal Bank of Canada boosted their target price on Bread Financial from $62.00 to $68.00 and gave the company a “sector perform” rating in a research report on Friday, January 31st. The Goldman Sachs Group reduced their price objective on Bread Financial from $68.00 to $58.00 and set a “sell” rating for the company in a research note on Tuesday, March 18th. Compass Point increased their target price on Bread Financial from $75.00 to $87.00 and gave the stock a “buy” rating in a report on Tuesday, January 21st. Finally, JMP Securities reiterated a “market perform” rating on shares of Bread Financial in a report on Monday, February 3rd. Two equities research analysts have rated the stock with a sell rating, nine have assigned a hold rating and five have assigned a buy rating to the company’s stock. According to data from MarketBeat.com, the company presently has an average rating of “Hold” and an average target price of $59.69.

Bread Financial Stock Performance

Bread Financial stock opened at $49.95 on Friday. The company has a quick ratio of 1.15, a current ratio of 1.15 and a debt-to-equity ratio of 0.33. The stock has a market cap of $2.45 billion, a PE ratio of 9.00, a P/E/G ratio of 1.25 and a beta of 1.96. Bread Financial has a 12-month low of $32.10 and a 12-month high of $66.71. The business’s 50-day moving average price is $56.42 and its two-hundred day moving average price is $56.09.

Hedge Funds Weigh In On Bread Financial

Several hedge funds and other institutional investors have recently modified their holdings of the stock. Wealth Enhancement Advisory Services LLC purchased a new position in Bread Financial during the 4th quarter valued at about $338,000. Jefferies Financial Group Inc. purchased a new position in Bread Financial during the fourth quarter valued at $1,735,000. Mackenzie Financial Corp boosted its holdings in Bread Financial by 122.6% in the fourth quarter. Mackenzie Financial Corp now owns 40,622 shares of the company’s stock worth $2,480,000 after acquiring an additional 22,373 shares in the last quarter. Castlekeep Investment Advisors LLC purchased a new stake in shares of Bread Financial in the fourth quarter worth $1,679,000. Finally, Public Employees Retirement System of Ohio bought a new position in shares of Bread Financial during the fourth quarter valued at $2,861,000. Hedge funds and other institutional investors own 99.52% of the company’s stock.

Bread Financial announced that its Board of Directors has authorized a stock buyback plan on Wednesday, March 5th that permits the company to buyback $150.00 million in shares. This buyback authorization permits the company to reacquire up to 6% of its shares through open market purchases. Shares buyback plans are usually a sign that the company’s leadership believes its shares are undervalued.

Bread Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, March 21st. Investors of record on Friday, February 14th were paid a $0.21 dividend. This represents a $0.84 dividend on an annualized basis and a yield of 1.68%. The ex-dividend date was Friday, February 14th. Bread Financial’s payout ratio is 15.14%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.