Head-To-Head Comparison: Bowhead Specialty (NYSE:BOW) vs. Kingstone Companies (NASDAQ:KINS)

Bowhead Specialty (NYSE:BOW) and Kingstone Companies (NASDAQ:KINS) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, profitability, risk, dividends and earnings.

Profitability

This table compares Bowhead Specialty and Kingstone Companies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bowhead Specialty	N/A	N/A	N/A
Kingstone Companies	10.60%	32.55%	4.27%

Insider & Institutional Ownership

14.9% of Kingstone Companies shares are held by institutional investors. 12.2% of Kingstone Companies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Bowhead Specialty and Kingstone Companies”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bowhead Specialty	$425.59 million	2.91	N/A	N/A	N/A
Kingstone Companies	$155.14 million	1.22	-$6.17 million	$1.44	10.67

Bowhead Specialty has higher revenue and earnings than Kingstone Companies.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Bowhead Specialty and Kingstone Companies, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bowhead Specialty	0	2	3	0	2.60
Kingstone Companies	0	0	1	0	3.00

Bowhead Specialty presently has a consensus target price of $33.60, indicating a potential downside of 11.36%. Kingstone Companies has a consensus target price of $6.50, indicating a potential downside of 57.68%. Given Bowhead Specialty’s higher possible upside, research analysts plainly believe Bowhead Specialty is more favorable than Kingstone Companies.

Summary

Kingstone Companies beats Bowhead Specialty on 6 of the 10 factors compared between the two stocks.

About Bowhead Specialty

Bowhead Specialty Holdings Inc. provides specialty property and casualty insurance products in the United States. It underwrites casualty insurance solutions for risks in the construction, distribution, heavy manufacturing, real estate, and hospitality segments; professional liability insurance solutions for financial institutions, private and public directors and officers liability insurance, errors and omissions liability insurance, and cyber segments; and healthcare solutions for hospitals, senior care providers, managed care organizations, miscellaneous medical facilities, and healthcare management liability segments. The company distributes its products through distribution partners in wholesale and retail markets. Bowhead Specialty Holdings Inc. was formerly known as Bowhead Holdings Inc. and changed its name to Bowhead Specialty Holdings Inc. in March 2024. The company was founded in 2020 and is based in New York, New York. Bowhead Specialty Holdings Inc. operates as a subsidiary of Bowhead Insurance Holdings LP.

About Kingstone Companies

Kingstone Companies, Inc., through its subsidiary, provides property and casualty insurance products to individuals in the United States. It offers personal line of insurance products, such as homeowners and dwelling fire, cooperative/condominiums, renters, and personal umbrella policies. The company also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. In addition, it offers reinsurance products. The company underwrites its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.