Debt Resolve (OTCMKTS:DRSV) & VTEX (NYSE:VTEX) Financial Analysis

VTEX (NYSE:VTEX) and Debt Resolve (OTCMKTS:DRSV) are both computer and technology companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, valuation, risk, earnings, dividends, analyst recommendations and institutional ownership.

Insider & Institutional Ownership

63.7% of VTEX shares are owned by institutional investors. 40.9% of VTEX shares are owned by insiders. Comparatively, 56.1% of Debt Resolve shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings and target prices for VTEX and Debt Resolve, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VTEX	0	1	2	0	2.67
Debt Resolve	0	0	0	0	0.00

VTEX currently has a consensus target price of $8.90, indicating a potential upside of 76.41%. Given VTEX’s stronger consensus rating and higher probable upside, equities research analysts clearly believe VTEX is more favorable than Debt Resolve.

Profitability

This table compares VTEX and Debt Resolve’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
VTEX	3.97%	3.60%	2.53%
Debt Resolve	N/A	N/A	N/A

Earnings & Valuation

This table compares VTEX and Debt Resolve”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VTEX	$226.71 million	4.11	-$13.69 million	$0.07	72.07
Debt Resolve	N/A	N/A	N/A	N/A	N/A

Debt Resolve has lower revenue, but higher earnings than VTEX.

Summary

VTEX beats Debt Resolve on 8 of the 9 factors compared between the two stocks.

About VTEX

VTEX provides software-as-a-service digital commerce platform for enterprise brands and retailers. Its platform enables customers to execute their commerce strategy, including building online stores, integrating, and managing orders across channels, and creating marketplaces to sell products from third-party vendors. It has operations in Brazil, Argentina, Chile, Colombia, France, Italy, Mexico, Peru, Portugal, Romania, Singapore, Spain, the United Kingdom, and the United States. VTEX was founded in 2000 and is headquartered in London, the United Kingdom.

About Debt Resolve

Debt Resolve, Inc. provides software solutions to consumer lenders or those collecting consumer loans using Software-as-a-Service model in the United States. Its solutions facilitate Web-based payments or the resolution of delinquent or defaulted consumer debt. The company also provides services in the student loan document preparation industry. It serves consumer banks, collection agencies, and the buyers of defaulted debt. The company was formerly known as Lombardia Acquisition Corp. and changed its name to Debt Resolve, Inc. in May 2003. Debt Resolve, Inc. was founded in 1997 and is based in Hawthorne, New York. On July 29, 2020, the voluntary petition of Debt Resolve, Inc. for reorganization under Chapter 11 was converted to Chapter 7. It had filed for Chapter 11 bankruptcy on February 3, 2020.