Roth Capital Predicts VersaBank’s Q3 Earnings (NASDAQ:VBNK)

VersaBank (NASDAQ:VBNK) – Research analysts at Roth Capital decreased their Q3 2025 earnings per share (EPS) estimates for VersaBank in a note issued to investors on Wednesday, March 5th. Roth Capital analyst C. Irwin now expects that the company will earn $0.33 per share for the quarter, down from their prior estimate of $0.45. Roth Capital currently has a “Hold” rating on the stock. The consensus estimate for VersaBank’s current full-year earnings is $1.46 per share.

Separately, Roth Mkm downgraded VersaBank from a “buy” rating to a “neutral” rating and decreased their price objective for the company from $22.00 to $10.40 in a report on Thursday.

VersaBank Stock Down 1.4 %

NASDAQ VBNK opened at $10.52 on Friday. VersaBank has a twelve month low of $9.48 and a twelve month high of $18.38. The stock has a market cap of $342.10 million, a P/E ratio of 9.56 and a beta of 0.93. The company’s 50-day simple moving average is $13.27 and its 200 day simple moving average is $14.19.

VersaBank (NASDAQ:VBNK) last announced its quarterly earnings results on Monday, December 9th. The company reported $0.28 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.27 by $0.01. VersaBank had a net margin of 13.52% and a return on equity of 11.20%.

VersaBank Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Wednesday, April 30th. Stockholders of record on Friday, April 4th will be issued a $0.025 dividend. This is a positive change from VersaBank’s previous quarterly dividend of $0.02. The ex-dividend date of this dividend is Friday, April 4th. This represents a $0.10 annualized dividend and a dividend yield of 0.95%. VersaBank’s dividend payout ratio is presently 6.38%.

Hedge Funds Weigh In On VersaBank

Institutional investors have recently added to or reduced their stakes in the company. Bank of Montreal Can grew its stake in VersaBank by 11.8% during the fourth quarter. Bank of Montreal Can now owns 17,431 shares of the company’s stock worth $239,000 after buying an additional 1,841 shares during the last quarter. Barclays PLC bought a new stake in VersaBank during the 3rd quarter worth approximately $32,000. K2 Principal Fund L.P. increased its holdings in VersaBank by 30.1% during the 4th quarter. K2 Principal Fund L.P. now owns 20,646 shares of the company’s stock valued at $286,000 after purchasing an additional 4,780 shares in the last quarter. Mark Sheptoff Financial Planning LLC increased its holdings in VersaBank by 55.3% during the 4th quarter. Mark Sheptoff Financial Planning LLC now owns 16,000 shares of the company’s stock valued at $222,000 after purchasing an additional 5,700 shares in the last quarter. Finally, Salzhauer Michael bought a new position in VersaBank in the 4th quarter valued at $137,000. 56.86% of the stock is owned by institutional investors.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.