Head-To-Head Comparison: BTC Digital (NASDAQ:BTCT) vs. Lufax (NYSE:LU)

BTC Digital (NASDAQ:BTCT) and Lufax (NYSE:LU) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, valuation, analyst recommendations, profitability and earnings.

Profitability

This table compares BTC Digital and Lufax’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BTC Digital	N/A	N/A	N/A
Lufax	-12.75%	-3.63%	-1.45%

Analyst Recommendations

This is a summary of recent recommendations and price targets for BTC Digital and Lufax, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BTC Digital	0	0	0	0	0.00
Lufax	0	2	0	0	2.00

Lufax has a consensus target price of $2.98, suggesting a potential upside of 8.38%. Given Lufax’s stronger consensus rating and higher possible upside, analysts plainly believe Lufax is more favorable than BTC Digital.

Volatility and Risk

BTC Digital has a beta of 2.56, suggesting that its stock price is 156% more volatile than the S&P 500. Comparatively, Lufax has a beta of 0.84, suggesting that its stock price is 16% less volatile than the S&P 500.

Insider & Institutional Ownership

7.3% of BTC Digital shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 0.6% of BTC Digital shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Valuation and Earnings

This table compares BTC Digital and Lufax”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BTC Digital	$11.83 million	1.53	-$2.82 million	N/A	N/A
Lufax	$4.82 billion	0.49	$125.31 million	($0.77)	-3.56

Lufax has higher revenue and earnings than BTC Digital.

Summary

BTC Digital beats Lufax on 6 of the 11 factors compared between the two stocks.

About BTC Digital

BTC Digital Ltd. a crypto asset technology company engages in bitcoin mining business. It is also involved in mining machines resale and rental business. The company was formerly known as Meten Holding Group Ltd. and changed its name to BTC Digital Ltd. in August 2023. The company was founded in 2006 and is headquartered in Shenzhen, China.

About Lufax

Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products. The company was founded in 2005 and is headquartered in Shanghai, China.