Deutsche Bank Aktiengesellschaft (NYSE:DB) vs. TriCo Bancshares (NASDAQ:TCBK) Head-To-Head Comparison

Deutsche Bank Aktiengesellschaft (NYSE:DB) and TriCo Bancshares (NASDAQ:TCBK) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, valuation, risk, earnings, dividends, analyst recommendations and institutional ownership.

Earnings & Valuation

This table compares Deutsche Bank Aktiengesellschaft and TriCo Bancshares”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Deutsche Bank Aktiengesellschaft	$57.66 billion	0.69	$6.85 billion	$1.95	10.32
TriCo Bancshares	$499.75 million	2.93	$117.39 million	$3.36	13.21

Deutsche Bank Aktiengesellschaft has higher revenue and earnings than TriCo Bancshares. Deutsche Bank Aktiengesellschaft is trading at a lower price-to-earnings ratio than TriCo Bancshares, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

27.9% of Deutsche Bank Aktiengesellschaft shares are owned by institutional investors. Comparatively, 59.1% of TriCo Bancshares shares are owned by institutional investors. 4.6% of TriCo Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Risk and Volatility

Deutsche Bank Aktiengesellschaft has a beta of 1.2, suggesting that its stock price is 20% more volatile than the S&P 500. Comparatively, TriCo Bancshares has a beta of 0.58, suggesting that its stock price is 42% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and target prices for Deutsche Bank Aktiengesellschaft and TriCo Bancshares, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Deutsche Bank Aktiengesellschaft	0	2	2	0	2.50
TriCo Bancshares	0	3	2	0	2.40

TriCo Bancshares has a consensus target price of $50.75, indicating a potential upside of 14.33%. Given TriCo Bancshares’ higher probable upside, analysts clearly believe TriCo Bancshares is more favorable than Deutsche Bank Aktiengesellschaft.

Profitability

This table compares Deutsche Bank Aktiengesellschaft and TriCo Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Deutsche Bank Aktiengesellschaft	6.40%	5.35%	0.31%
TriCo Bancshares	21.12%	9.45%	1.14%

Summary

TriCo Bancshares beats Deutsche Bank Aktiengesellschaft on 9 of the 13 factors compared between the two stocks.

About Deutsche Bank Aktiengesellschaft

Deutsche Bank Aktiengesellschaft, a stock corporation, provides corporate and investment banking, and asset management products and services to private individuals, corporate entities, and institutional clients in Germany, the United Kingdom, rest of Europe, the Middle East, Africa, the Americas, and the Asia-Pacific. It operates through Corporate Bank, Investment Bank, Private Bank, and Asset Management segments. The Corporate Bank segment offers cash management, trade finance and lending, trust and agency, and securities services, as well as risk management solutions. The Investment Bank segment provides debt origination, merger and acquisitions, foreign exchange, and equity advisory and origination platform services. The Private Bank segment offers payment and account services, and credit and deposit products, as well as investment advice products, such as environmental, social, and governance products. This segment also provides banking, wealth management, other financial, and postal and parcel services; and supports in planning, managing and investing wealth, financing personal and business interests, and servicing institutional and corporate needs. The Asset Management segment offers investment solutions, such as alternative investments, which include real estate, infrastructure, liquid real assets, and sustainable investments; and various other services, including insurance and pension solutions, asset liability management, portfolio management solutions, and asset allocation advisory to individuals and institutions. Deutsche Bank Aktiengesellschaft was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

About TriCo Bancshares

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, other vehicle, and personal loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; credit and debit cards; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. Further, it provides checking, saving, and money market accounts, as well as individual retirement accounts; equipment financing; certificate of deposit account registry service; certificated of deposit; and IntraFi cash service. TriCo Bancshares was founded in 1975 and is headquartered in Chico, California.