Pioneer Bankshares (OTCMKTS:PNBI – Get Free Report) and WaFd (NASDAQ:WAFD – Get Free Report) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, institutional ownership, risk, profitability and earnings.
Volatility and Risk
Pioneer Bankshares has a beta of 0.3, indicating that its stock price is 70% less volatile than the S&P 500. Comparatively, WaFd has a beta of 0.87, indicating that its stock price is 13% less volatile than the S&P 500.
Analyst Ratings
This is a summary of current ratings for Pioneer Bankshares and WaFd, as reported by MarketBeat.com.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Pioneer Bankshares | 0 | 0 | 0 | 0 | 0.00 |
WaFd | 0 | 3 | 1 | 0 | 2.25 |
Dividends
Pioneer Bankshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.8%. WaFd pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. WaFd pays out 47.9% of its earnings in the form of a dividend.
Institutional & Insider Ownership
83.7% of WaFd shares are held by institutional investors. 13.7% of Pioneer Bankshares shares are held by insiders. Comparatively, 1.5% of WaFd shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Valuation & Earnings
This table compares Pioneer Bankshares and WaFd”s top-line revenue, earnings per share (EPS) and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Pioneer Bankshares | $15.49 million | 1.71 | $1.90 million | N/A | N/A |
WaFd | $725.16 million | 3.39 | $200.04 million | $2.17 | 13.94 |
WaFd has higher revenue and earnings than Pioneer Bankshares.
Profitability
This table compares Pioneer Bankshares and WaFd’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Pioneer Bankshares | N/A | N/A | N/A |
WaFd | 12.66% | 8.83% | 0.81% |
Summary
WaFd beats Pioneer Bankshares on 11 of the 14 factors compared between the two stocks.
About Pioneer Bankshares
Pioneer Bankshares, Inc. operates as the bank holding company for Pioneer Bank, Inc. that provides various banking and related financial services to individual consumers, small to medium size businesses, and professional community in the United States. The company offers various deposit products, which include business and personal checking accounts, savings accounts, and certificates of deposit. Its personal loans comprise personal installment and single-pay, and auto loans; and business loans consists of operating capital, equipment loans, investment properties, lines of credit, business expansion, and property acquisition or construction, as well as home mortgage and home equity loans. In addition, the company provides credit and debit cards, safe deposit boxes, online and mobile banking tools, merchant services, and cash management services. Further, it offers investment products, such as individual retirement accounts, 529 college savings plans, small business investment strategies, fixed, and variable annuities. Additionally, the company provides personalized investment advisory services, as well as securities and insurance products and services. Pioneer Bankshares, Inc. was founded in 1909 and is headquartered in Stanley, Virginia.
About WaFd
WaFd, Inc operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company offers deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It also provides single-family dwellings, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc in September 2023. WaFd, Inc was founded in 1917 and is headquartered in Seattle, Washington.
Receive News & Ratings for Pioneer Bankshares Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Pioneer Bankshares and related companies with MarketBeat.com's FREE daily email newsletter.