Reviewing Skyward Specialty Insurance Group (NASDAQ:SKWD) and ICC (NASDAQ:ICCH)

Skyward Specialty Insurance Group (NASDAQ:SKWD) and ICC (NASDAQ:ICCH) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, risk, analyst recommendations, earnings, valuation, profitability and institutional ownership.

Profitability

This table compares Skyward Specialty Insurance Group and ICC’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Skyward Specialty Insurance Group	12.24%	16.39%	3.57%
ICC	7.13%	9.58%	3.01%

Valuation and Earnings

This table compares Skyward Specialty Insurance Group and ICC”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Skyward Specialty Insurance Group	$1.09 billion	1.67	$85.98 million	$3.28	13.91
ICC	$92.54 million	0.79	$4.26 million	$2.22	10.53

Skyward Specialty Insurance Group has higher revenue and earnings than ICC. ICC is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

94.8% of Skyward Specialty Insurance Group shares are owned by institutional investors. Comparatively, 46.5% of ICC shares are owned by institutional investors. 8.0% of Skyward Specialty Insurance Group shares are owned by insiders. Comparatively, 25.8% of ICC shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Volatility and Risk

Skyward Specialty Insurance Group has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500. Comparatively, ICC has a beta of 0.32, suggesting that its share price is 68% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and price targets for Skyward Specialty Insurance Group and ICC, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Skyward Specialty Insurance Group	0	3	7	1	2.82
ICC	0	0	0	0	0.00

Skyward Specialty Insurance Group currently has a consensus target price of $47.78, indicating a potential upside of 4.75%. Given Skyward Specialty Insurance Group’s stronger consensus rating and higher probable upside, research analysts plainly believe Skyward Specialty Insurance Group is more favorable than ICC.

Summary

Skyward Specialty Insurance Group beats ICC on 14 of the 15 factors compared between the two stocks.

About Skyward Specialty Insurance Group

Skyward Specialty Insurance Group, Inc., an insurance holding company, underwrites commercial property and casualty insurance products in the United States. It offers general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, and workers' compensation insurance products. Skyward Specialty Insurance Group, Inc. was incorporated in 2006 and is headquartered in Houston, Texas.

About ICC

ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. It offers commercial multi-peril, liquor liability, workers' compensation, and umbrella liability insurance products. The company markets its products through independent agents in Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio, Pennsylvania, Utah, and Wisconsin. ICC Holdings, Inc. was founded in 1950 and is headquartered in Rock Island, Illinois.