Zhibao Technology (NASDAQ:ZBAO) and Ryan Specialty (NYSE:RYAN) Financial Review

Ryan Specialty (NYSE:RYAN) and Zhibao Technology (NASDAQ:ZBAO) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, earnings and risk.

Profitability

This table compares Ryan Specialty and Zhibao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Ryan Specialty	10.31%	47.90%	6.36%
Zhibao Technology	N/A	N/A	N/A

Insider & Institutional Ownership

84.8% of Ryan Specialty shares are owned by institutional investors. 11.1% of Ryan Specialty shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Analyst Recommendations

This is a summary of recent ratings and price targets for Ryan Specialty and Zhibao Technology, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ryan Specialty	1	5	6	0	2.42
Zhibao Technology	0	0	0	0	0.00

Ryan Specialty currently has a consensus price target of $73.50, indicating a potential upside of 20.27%. Given Ryan Specialty’s stronger consensus rating and higher probable upside, equities research analysts plainly believe Ryan Specialty is more favorable than Zhibao Technology.

Valuation & Earnings

This table compares Ryan Specialty and Zhibao Technology”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ryan Specialty	$2.39 billion	6.71	$61.04 million	$0.77	79.36
Zhibao Technology	$183.67 million	0.26	N/A	N/A	N/A

Ryan Specialty has higher revenue and earnings than Zhibao Technology.

Summary

Ryan Specialty beats Zhibao Technology on 10 of the 10 factors compared between the two stocks.

About Ryan Specialty

Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, Europe, and Singapore. It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. The company serves commercial, industrial, institutional, and government sectors. Ryan Specialty Holdings, Inc. was founded in 2010 and is headquartered in Chicago, Illinois.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.