Head to Head Comparison: The Baldwin Insurance Group (NASDAQ:BWIN) vs. SelectQuote (NYSE:SLQT)

SelectQuote (NYSE:SLQT) and The Baldwin Insurance Group (NASDAQ:BWIN) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, earnings, risk, profitability and valuation.

Institutional and Insider Ownership

34.6% of SelectQuote shares are owned by institutional investors. Comparatively, 77.5% of The Baldwin Insurance Group shares are owned by institutional investors. 11.4% of SelectQuote shares are owned by company insiders. Comparatively, 20.1% of The Baldwin Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Profitability

This table compares SelectQuote and The Baldwin Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SelectQuote	-3.45%	-15.00%	-3.95%
The Baldwin Insurance Group	-2.89%	10.57%	3.10%

Analyst Ratings

This is a breakdown of recent recommendations and price targets for SelectQuote and The Baldwin Insurance Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SelectQuote	0	1	2	0	2.67
The Baldwin Insurance Group	1	1	4	1	2.71

SelectQuote presently has a consensus target price of $4.50, indicating a potential upside of 61.87%. The Baldwin Insurance Group has a consensus target price of $46.83, indicating a potential upside of 14.34%. Given SelectQuote’s higher possible upside, equities analysts plainly believe SelectQuote is more favorable than The Baldwin Insurance Group.

Risk and Volatility

SelectQuote has a beta of 1.22, meaning that its stock price is 22% more volatile than the S&P 500. Comparatively, The Baldwin Insurance Group has a beta of 1.58, meaning that its stock price is 58% more volatile than the S&P 500.

Valuation and Earnings

This table compares SelectQuote and The Baldwin Insurance Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SelectQuote	$1.38 billion	0.35	-$34.12 million	($0.28)	-9.93
The Baldwin Insurance Group	$1.33 billion	3.61	-$90.14 million	($0.64)	-64.00

SelectQuote has higher revenue and earnings than The Baldwin Insurance Group. The Baldwin Insurance Group is trading at a lower price-to-earnings ratio than SelectQuote, indicating that it is currently the more affordable of the two stocks.

Summary

The Baldwin Insurance Group beats SelectQuote on 10 of the 15 factors compared between the two stocks.

About SelectQuote

SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance products and healthcare services in the United States. The company operates through three segments: Senior; Life; and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related products, including prescription drugs, dental, vision, and hearing plans; life insurance products, such as term life, final expense, and other ancillary products, including critical illness, accidental death, and juvenile insurance; homeowners, auto, dwelling fire, and other ancillary insurance products; and non-commercial auto and home property, and casualty policies. The company also provides SelectRx, an accredited patient-centered pharmacy home pharmacy, which offers essential prescription medications, OTC medications, customized medication packaging, medication therapy management, and long-term pharmacy care; and population health that helps members understand the benefits available under their health plans, and contracts with insurance carriers. SelectQuote, Inc. was incorporated in 1999 and is headquartered in Overland Park, Kansas.

About The Baldwin Insurance Group

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.