Contrasting Columbia Financial (NASDAQ:CLBK) and Fidelity Federal Bancorp (OTCMKTS:FDLB)

Fidelity Federal Bancorp (OTCMKTS:FDLB) and Columbia Financial (NASDAQ:CLBK) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, valuation, risk, dividends, profitability and analyst recommendations.

Institutional & Insider Ownership

12.7% of Columbia Financial shares are owned by institutional investors. 72.2% of Fidelity Federal Bancorp shares are owned by insiders. Comparatively, 3.4% of Columbia Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Fidelity Federal Bancorp and Columbia Financial”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity Federal Bancorp	N/A	N/A	N/A	N/A	N/A
Columbia Financial	$422.36 million	4.28	$36.09 million	$0.15	115.14

Columbia Financial has higher revenue and earnings than Fidelity Federal Bancorp.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Fidelity Federal Bancorp and Columbia Financial, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity Federal Bancorp	0	0	0	0	0.00
Columbia Financial	0	1	0	0	2.00

Columbia Financial has a consensus target price of $17.00, indicating a potential downside of 1.56%. Given Columbia Financial’s stronger consensus rating and higher probable upside, analysts clearly believe Columbia Financial is more favorable than Fidelity Federal Bancorp.

Profitability

This table compares Fidelity Federal Bancorp and Columbia Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelity Federal Bancorp	N/A	N/A	N/A
Columbia Financial	3.35%	2.09%	0.21%

Summary

Columbia Financial beats Fidelity Federal Bancorp on 7 of the 8 factors compared between the two stocks.

About Fidelity Federal Bancorp

Fidelity Federal Bancorp operates as a bank holding company for United Fidelity Bank, Fsb, offers personal and business banking services. The company offers checking accounts, savings accounts, retirement accounts, health savings, personal line of credit, and commercial lending services. It also provides credit and debit cards; safe deposit boxes; and online and telephone banking services. Fidelity Federal Bancorp is based in Evansville, Indiana. Fidelity Federal Bancorp operates as a subsidiary of Pedcor Financial Bancorp.

About Columbia Financial

Columbia Financial, Inc., a bank holding company, provides various financial services to businesses and consumers in the United States. Its deposit products include checking, interest-earning checking products and municipal, savings and club deposits, and money market accounts, as well as certificates of deposit. The company also provides various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans, such as automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, it offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey; and branch offices in Freehold, New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.