Q1 EPS Forecast for Cullen/Frost Bankers Lowered by Analyst

Cullen/Frost Bankers, Inc. (NYSE:CFR) – Equities research analysts at Zacks Research reduced their Q1 2026 earnings per share estimates for shares of Cullen/Frost Bankers in a research report issued on Thursday, November 21st. Zacks Research analyst R. Department now anticipates that the bank will earn $1.97 per share for the quarter, down from their previous estimate of $1.99. The consensus estimate for Cullen/Frost Bankers’ current full-year earnings is $8.71 per share. Zacks Research also issued estimates for Cullen/Frost Bankers’ Q3 2026 earnings at $1.95 EPS and FY2026 earnings at $7.71 EPS.

Several other equities research analysts also recently weighed in on the company. Compass Point increased their price objective on Cullen/Frost Bankers from $111.00 to $122.00 and gave the company a “neutral” rating in a report on Tuesday, November 5th. Maxim Group increased their price target on shares of Cullen/Frost Bankers from $138.00 to $149.00 and gave the stock a “buy” rating in a research note on Friday, November 1st. Citigroup lifted their price objective on shares of Cullen/Frost Bankers from $104.00 to $113.00 and gave the company a “sell” rating in a research note on Monday, November 4th. Stephens upped their target price on shares of Cullen/Frost Bankers from $125.00 to $136.00 and gave the company an “equal weight” rating in a report on Friday, November 1st. Finally, Wedbush lowered their price target on Cullen/Frost Bankers from $124.00 to $123.00 and set a “neutral” rating on the stock in a report on Tuesday, September 24th. Four investment analysts have rated the stock with a sell rating, eight have assigned a hold rating and three have given a buy rating to the company’s stock. According to data from MarketBeat.com, Cullen/Frost Bankers has an average rating of “Hold” and a consensus price target of $123.86.

Cullen/Frost Bankers Trading Up 1.2 %

NYSE CFR opened at $143.96 on Monday. The firm’s fifty day moving average price is $124.07 and its 200 day moving average price is $112.13. Cullen/Frost Bankers has a 12 month low of $94.09 and a 12 month high of $147.64. The company has a debt-to-equity ratio of 0.06, a current ratio of 0.66 and a quick ratio of 0.66. The company has a market capitalization of $9.23 billion, a price-to-earnings ratio of 17.86, a price-to-earnings-growth ratio of 1.72 and a beta of 0.98.

Cullen/Frost Bankers (NYSE:CFR) last announced its quarterly earnings results on Thursday, October 31st. The bank reported $2.24 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.17 by $0.07. The firm had revenue of $518.04 million during the quarter, compared to the consensus estimate of $517.25 million. Cullen/Frost Bankers had a return on equity of 15.82% and a net margin of 18.81%. The firm’s quarterly revenue was up 5.4% compared to the same quarter last year. During the same period in the prior year, the company posted $2.38 earnings per share.

Institutional Inflows and Outflows

Institutional investors have recently modified their holdings of the stock. Covestor Ltd grew its holdings in shares of Cullen/Frost Bankers by 169.9% in the 3rd quarter. Covestor Ltd now owns 224 shares of the bank’s stock worth $25,000 after acquiring an additional 141 shares during the last quarter. Wilmington Savings Fund Society FSB purchased a new position in Cullen/Frost Bankers in the 3rd quarter worth about $29,000. Asset Dedication LLC lifted its stake in Cullen/Frost Bankers by 63.3% during the third quarter. Asset Dedication LLC now owns 271 shares of the bank’s stock valued at $30,000 after buying an additional 105 shares in the last quarter. Brooklyn Investment Group purchased a new stake in Cullen/Frost Bankers during the third quarter valued at about $44,000. Finally, Allworth Financial LP increased its position in shares of Cullen/Frost Bankers by 116.6% in the third quarter. Allworth Financial LP now owns 444 shares of the bank’s stock worth $50,000 after acquiring an additional 239 shares in the last quarter. Institutional investors own 86.90% of the company’s stock.

Insider Activity at Cullen/Frost Bankers

In other news, CEO Phillip D. Green sold 14,358 shares of the company’s stock in a transaction that occurred on Tuesday, November 19th. The shares were sold at an average price of $137.96, for a total value of $1,980,829.68. Following the completion of the sale, the chief executive officer now directly owns 94,423 shares of the company’s stock, valued at approximately $13,026,597.08. This represents a 13.20 % decrease in their position. The sale was disclosed in a legal filing with the SEC, which is accessible through this link. Also, EVP Bobby Berman sold 3,506 shares of the firm’s stock in a transaction that occurred on Friday, November 1st. The shares were sold at an average price of $126.31, for a total transaction of $442,842.86. Following the transaction, the executive vice president now owns 26,661 shares in the company, valued at $3,367,550.91. This represents a 11.62 % decrease in their position. The disclosure for this sale can be found here. Insiders have sold a total of 21,864 shares of company stock worth $2,977,033 in the last three months. 3.00% of the stock is owned by company insiders.

Cullen/Frost Bankers Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Friday, December 13th. Investors of record on Friday, November 29th will be given a $0.95 dividend. This represents a $3.80 annualized dividend and a yield of 2.64%. The ex-dividend date of this dividend is Friday, November 29th. Cullen/Frost Bankers’s dividend payout ratio is currently 47.15%.

Cullen/Frost Bankers Company Profile

Cullen/Frost Bankers, Inc operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services.