Critical Review: PPJ Healthcare Enterprises (OTCMKTS:PPJE) and Senmiao Technology (NASDAQ:AIHS)

Profitability

This table compares PPJ Healthcare Enterprises and Senmiao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
PPJ Healthcare Enterprises	-8.43%	N/A	N/A
Senmiao Technology	-77.71%	-87.11%	-35.31%

Earnings and Valuation

This table compares PPJ Healthcare Enterprises and Senmiao Technology”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PPJ Healthcare Enterprises	$710,000.00	0.78	$80,000.00	N/A	N/A
Senmiao Technology	$6.81 million	1.39	-$3.67 million	($0.37)	-2.44

PPJ Healthcare Enterprises has higher earnings, but lower revenue than Senmiao Technology.

Institutional and Insider Ownership

0.4% of Senmiao Technology shares are owned by institutional investors. 2.3% of Senmiao Technology shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Risk and Volatility

PPJ Healthcare Enterprises has a beta of 0.63, indicating that its share price is 37% less volatile than the S&P 500. Comparatively, Senmiao Technology has a beta of 1.02, indicating that its share price is 2% more volatile than the S&P 500.

Summary

Senmiao Technology beats PPJ Healthcare Enterprises on 5 of the 9 factors compared between the two stocks.

About PPJ Healthcare Enterprises

PPJ Healthcare Enterprises, Inc., through its subsidiaries, provides automated healthcare reimbursement cycle, online health information digital-systems, and practice information management digital-system software to health care providers and general businesses worldwide. The company offers the Automated Biller, a medical billing system that allows physicians to bill their medical insurance claims at the point of service without data entry, coding, or billing personnel. It also provides billing, specialty medical billing, collection, and workers comp lien collection services for health care providers in the areas of pain management, anesthesia and surgery centers practices, and various specialties of medicine. The company was formerly known as PPJ Enterprise and changed its name to PPJ Healthcare Enterprises, Inc. in October 2014. PPJ Healthcare Enterprises, Inc. was founded in 2000 and is headquartered in Reno, Nevada.

About Senmiao Technology

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It operates through two segments, Automobile Transaction and Related Services, and Online Ride-Hailing Platform Services. The company offers car rental services to individual customers; and auto finance solutions through financing leases. It also engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services, as well as auto management and guarantee services provided to online ride-hailing drivers. In addition, the company provides new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, assisting with a series of administrative procedures, and other consulting services, as well as credit assessment, preparation of financing application materials, assistance with closing of financing transactions, license and plate registration, payment of taxes and fees, purchase of insurance, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Further, it operates Xixingtianxia, an online ride-hailing platform that enables qualified ride-hailing drivers to provide transportation services mainly in Chengdu, Changsha, Guangzhou, and other 23 cities in China. The company was founded in 2014 and is based in Chengdu, the People's Republic of China.