Roadzen (RDZN) and The Competition Critical Analysis

Roadzen (NASDAQ:RDZN) is one of 40 public companies in the “Insurance agents, brokers, & service” industry, but how does it weigh in compared to its rivals? We will compare Roadzen to related companies based on the strength of its profitability, valuation, earnings, analyst recommendations, dividends, risk and institutional ownership.

Profitability

This table compares Roadzen and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Roadzen	-290.14%	-31,166.20%	-225.85%
Roadzen Competitors	-4.85%	-1,130.78%	-6.72%

Risk and Volatility

Roadzen has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500. Comparatively, Roadzen’s rivals have a beta of 1.57, suggesting that their average stock price is 57% more volatile than the S&P 500.

Institutional & Insider Ownership

24.7% of Roadzen shares are held by institutional investors. Comparatively, 55.3% of shares of all “Insurance agents, brokers, & service” companies are held by institutional investors. 19.8% of shares of all “Insurance agents, brokers, & service” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Roadzen and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Roadzen	$46.72 million	-$99.67 million	-0.42
Roadzen Competitors	$8.88 billion	$740.03 million	19.92

Roadzen’s rivals have higher revenue and earnings than Roadzen. Roadzen is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of current ratings for Roadzen and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Roadzen	0	0	2	0	3.00
Roadzen Competitors	199	1285	1437	36	2.44

Roadzen currently has a consensus target price of $5.00, indicating a potential upside of 525.00%. As a group, “Insurance agents, brokers, & service” companies have a potential downside of 3.21%. Given Roadzen’s stronger consensus rating and higher probable upside, equities analysts plainly believe Roadzen is more favorable than its rivals.

Summary

Roadzen rivals beat Roadzen on 10 of the 13 factors compared.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.