Head to Head Review: Bank Hapoalim B.M. (OTCMKTS:BKHYY) versus Shizuoka Financial Group,Inc. (OTCMKTS:SHZUY)

Earnings and Valuation

This table compares Bank Hapoalim B.M. and Shizuoka Financial Group,Inc.”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank Hapoalim B.M.	$10.40 billion	1.38	$1.99 billion	$7.61	7.09
Shizuoka Financial Group,Inc.	$2.02 billion	1.79	$340.19 million	N/A	N/A

Bank Hapoalim B.M. has higher revenue and earnings than Shizuoka Financial Group,Inc..

Dividends

Bank Hapoalim B.M. pays an annual dividend of $1.85 per share and has a dividend yield of 3.4%. Shizuoka Financial Group,Inc. pays an annual dividend of $1.58 per share and has a dividend yield of 2.6%. Bank Hapoalim B.M. pays out 24.3% of its earnings in the form of a dividend.

Profitability

This table compares Bank Hapoalim B.M. and Shizuoka Financial Group,Inc.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bank Hapoalim B.M.	19.42%	14.22%	1.11%
Shizuoka Financial Group,Inc.	N/A	N/A	N/A

Risk & Volatility

Bank Hapoalim B.M. has a beta of 1.05, meaning that its stock price is 5% more volatile than the S&P 500. Comparatively, Shizuoka Financial Group,Inc. has a beta of -0.01, meaning that its stock price is 101% less volatile than the S&P 500.

Summary

Bank Hapoalim B.M. beats Shizuoka Financial Group,Inc. on 7 of the 9 factors compared between the two stocks.

About Bank Hapoalim B.M.

Bank Hapoalim B.M., together with its subsidiaries, provides various banking and financial products and services in Israel and internationally. It operates through Household, Private Banking, Small businesses and micro businesses, Mid-sized businesses, Large businesses, Institutional entities, and Financial management segments. The company offers account-management services, lending for various purposes, deposits, and savings plans, and capital-market service; housing loans; research and advisory services; and pension advisory and retirement planning services. It also provides products and services for the expansion of a business, advanced digital services, and a service center specializing in businesses; credit for routine operations and investment financing, guarantees, letters of credit, foreign trade, and transactions in financial and derivative instruments, as well as investment services in various channels, such as foreign currency, shekels, and securities. In addition, the company offers financial services, including foreign-trade financing, financing of working capital, financing of assets overseas, complex financing transactions, syndication, and credit-risk transfers; and financing of construction projects, granting credit to customers, and issuing guarantees to buyers of homes. Further, it provides managers of mutual funds, managers of investment portfolios, and managers of provident funds, study funds, and pension funds; trading activities; underwriting services; and brokerage and custody services. The company serves households, private-banking customers, foreign residents, small businesses, financial-asset managers, middle-market business clients, and large corporations. Bank Hapoalim B.M. was founded in 1921 and is based in Tel Aviv, Israel.

About Shizuoka Financial Group,Inc.

Shizuoka Financial Group,Inc., together with its subsidiaries, provides various banking products and services. The company operates through Banking Operations and Leasing Operations segments. It engages in the banking business centered on deposits, loans, investment securities, and exchange transactions. The company is also involved in the lease transactions centered on finance leases. In addition, it offers corporate and financial management advisory, and bill collection services; computer system development and operation, fee-based job placement, and general administration services. Further, the company engages in the guarantee of housing loans and consumer loans, etc.; purchase of monetary receivables; appraisal of real estate for loan collateral; operation of centers for loans, remittance, and bill collection; and making, printing, and binding of various documents. Additionally, it offers credit cards services; public-offering assistance support services for corporate rehabilitation; part-time employee management services; and finance and securities-related services. As of July 1, 2022, the company operated through a network of head office and 177 branches, and 25 sub-branches in Japan; 1 branch in New York and a representative office in Silicon Valley; and 2 branches in Hong Kong and Singapore, and 1 representative office in Shanghai. The company was formerly known as The Shizuoka Bank, Ltd. Shizuoka Financial Group,Inc. was founded in 1943 and is headquartered in Shizuoka, Japan.