Head-To-Head Survey: Concordia Financial Group (OTCMKTS:CCRDF) and Cadence Bank (NYSE:CADE)

Concordia Financial Group (OTCMKTS:CCRDF) and Cadence Bank (NYSE:CADE) are both financial services companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, earnings, institutional ownership, analyst recommendations, risk, valuation and profitability.

Earnings & Valuation

This table compares Concordia Financial Group and Cadence Bank”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Concordia Financial Group	N/A	N/A	N/A	N/A	N/A
Cadence Bank	$921.95 million	6.53	$542.30 million	$3.48	9.50

Cadence Bank has higher revenue and earnings than Concordia Financial Group.

Profitability

This table compares Concordia Financial Group and Cadence Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Concordia Financial Group	N/A	N/A	N/A
Cadence Bank	25.99%	8.95%	0.95%

Analyst Ratings

This is a summary of recent ratings and recommmendations for Concordia Financial Group and Cadence Bank, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Concordia Financial Group	0	0	0	0	N/A
Cadence Bank	0	5	6	1	2.67

Cadence Bank has a consensus price target of $35.29, indicating a potential upside of 6.75%. Given Cadence Bank’s higher possible upside, analysts clearly believe Cadence Bank is more favorable than Concordia Financial Group.

Insider & Institutional Ownership

84.6% of Cadence Bank shares are owned by institutional investors. 2.2% of Cadence Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Cadence Bank beats Concordia Financial Group on 9 of the 9 factors compared between the two stocks.

About Concordia Financial Group

Concordia Financial Group, Ltd. provides various banking products and services to small and medium-sized businesses and individuals. The company offers various deposit and loan products; and securities, leasing, survey research and other information, venture capital, and other financial services. It operates through a network of branches, sub-branches, ATMs, and representative offices in Japan and internationally. Concordia Financial Group, Ltd. was incorporated in 2016 and is headquartered in Tokyo, Japan.

About Cadence Bank

Cadence Bank provides commercial banking and financial services. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company’s products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. Cadence Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.