Q3 EPS Forecast for Cincinnati Financial Lowered by Analyst

Cincinnati Financial Co. (NASDAQ:CINF) – Research analysts at Roth Capital lowered their Q3 2025 EPS estimates for shares of Cincinnati Financial in a research report issued to clients and investors on Friday, October 25th. Roth Capital analyst H. Fong now expects that the insurance provider will earn $1.57 per share for the quarter, down from their previous estimate of $1.62. The consensus estimate for Cincinnati Financial’s current full-year earnings is $6.58 per share. Roth Capital also issued estimates for Cincinnati Financial’s Q4 2025 earnings at $2.73 EPS, FY2025 earnings at $7.95 EPS and Q3 2026 earnings at $1.74 EPS.

Cincinnati Financial (NASDAQ:CINF) last released its earnings results on Thursday, October 24th. The insurance provider reported $1.42 EPS for the quarter, missing analysts’ consensus estimates of $1.46 by ($0.04). Cincinnati Financial had a net margin of 20.20% and a return on equity of 9.10%. The business had revenue of $2.20 billion for the quarter, compared to the consensus estimate of $2.24 billion. During the same period in the prior year, the company posted $1.66 EPS. The company’s quarterly revenue was up 21.5% compared to the same quarter last year.

Other research analysts have also recently issued reports about the stock. Roth Mkm upped their price target on shares of Cincinnati Financial from $130.00 to $140.00 and gave the stock a “buy” rating in a report on Friday, July 26th. Keefe, Bruyette & Woods raised their target price on shares of Cincinnati Financial from $152.00 to $156.00 and gave the stock an “outperform” rating in a research report on Tuesday. Bank of America boosted their price target on Cincinnati Financial from $149.00 to $168.00 and gave the company a “buy” rating in a report on Thursday, October 10th. Finally, Piper Sandler raised their price objective on Cincinnati Financial from $116.00 to $126.00 and gave the stock a “neutral” rating in a report on Tuesday. Three analysts have rated the stock with a hold rating and five have assigned a buy rating to the company’s stock. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and an average price target of $138.57.

Cincinnati Financial Stock Performance

Shares of Cincinnati Financial stock opened at $142.00 on Monday. The company has a quick ratio of 0.27, a current ratio of 0.27 and a debt-to-equity ratio of 0.07. The stock’s fifty day moving average is $136.55 and its two-hundred day moving average is $125.64. Cincinnati Financial has a 52 week low of $97.72 and a 52 week high of $145.33. The company has a market capitalization of $22.23 billion, a PE ratio of 9.45, a price-to-earnings-growth ratio of 2.62 and a beta of 0.66.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently modified their holdings of the company. UMB Bank n.a. increased its position in Cincinnati Financial by 7.4% during the 3rd quarter. UMB Bank n.a. now owns 1,140 shares of the insurance provider’s stock valued at $155,000 after buying an additional 79 shares in the last quarter. Massmutual Trust Co. FSB ADV raised its position in shares of Cincinnati Financial by 49.4% in the 3rd quarter. Massmutual Trust Co. FSB ADV now owns 242 shares of the insurance provider’s stock valued at $33,000 after purchasing an additional 80 shares during the last quarter. Northwestern Mutual Wealth Management Co. boosted its stake in Cincinnati Financial by 1.3% in the 2nd quarter. Northwestern Mutual Wealth Management Co. now owns 6,445 shares of the insurance provider’s stock worth $761,000 after purchasing an additional 80 shares in the last quarter. Hartford Investment Management Co. grew its position in Cincinnati Financial by 0.8% during the 3rd quarter. Hartford Investment Management Co. now owns 10,168 shares of the insurance provider’s stock worth $1,384,000 after purchasing an additional 80 shares during the last quarter. Finally, iA Global Asset Management Inc. grew its position in Cincinnati Financial by 4.3% during the 2nd quarter. iA Global Asset Management Inc. now owns 2,297 shares of the insurance provider’s stock worth $271,000 after purchasing an additional 95 shares during the last quarter. Hedge funds and other institutional investors own 65.24% of the company’s stock.

Cincinnati Financial Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, October 15th. Shareholders of record on Tuesday, September 17th were given a dividend of $0.81 per share. This represents a $3.24 annualized dividend and a dividend yield of 2.28%. The ex-dividend date of this dividend was Tuesday, September 17th. Cincinnati Financial’s payout ratio is 21.56%.

Cincinnati Financial Company Profile

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. It operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation.