Comparing Lyons Bancorp (LYBC) & Its Competitors

Lyons Bancorp (OTCMKTS:LYBC) is one of 172 public companies in the “National commercial banks” industry, but how does it contrast to its rivals? We will compare Lyons Bancorp to similar companies based on the strength of its institutional ownership, risk, valuation, earnings, dividends, analyst recommendations and profitability.

Risk and Volatility

Lyons Bancorp has a beta of -0.07, indicating that its share price is 107% less volatile than the S&P 500. Comparatively, Lyons Bancorp’s rivals have a beta of 0.82, indicating that their average share price is 18% less volatile than the S&P 500.

Dividends

Lyons Bancorp pays an annual dividend of $1.60 per share and has a dividend yield of 3.9%. Lyons Bancorp pays out 34.8% of its earnings in the form of a dividend. As a group, “National commercial banks” companies pay a dividend yield of 2.6% and pay out 31.7% of their earnings in the form of a dividend.

Earnings and Valuation

This table compares Lyons Bancorp and its rivals gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Lyons Bancorp	$70.28 million	$17.35 million	8.93
Lyons Bancorp Competitors	$30.49 billion	$1.88 billion	11.60

Lyons Bancorp’s rivals have higher revenue and earnings than Lyons Bancorp. Lyons Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

0.3% of Lyons Bancorp shares are owned by institutional investors. Comparatively, 54.6% of shares of all “National commercial banks” companies are owned by institutional investors. 8.4% of shares of all “National commercial banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares Lyons Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Lyons Bancorp	N/A	N/A	N/A
Lyons Bancorp Competitors	14.92%	9.81%	0.95%

Analyst Recommendations

This is a summary of current ratings and target prices for Lyons Bancorp and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lyons Bancorp	0	0	0	0	N/A
Lyons Bancorp Competitors	1419	8031	6758	288	2.36

As a group, “National commercial banks” companies have a potential downside of 1.19%. Given Lyons Bancorp’s rivals higher probable upside, analysts clearly believe Lyons Bancorp has less favorable growth aspects than its rivals.

Summary

Lyons Bancorp rivals beat Lyons Bancorp on 11 of the 12 factors compared.

Lyons Bancorp Company Profile

Lyons Bancorp Inc. operates as a financial holding company for The Lyons National Bank that provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit; commercial real estate, agricultural real estate, commercial and agricultural, and consumer instalment loans; and residential real estate loans, such as classes for 1-4 family and home equity loans, as well as consumer loans comprising recreational, auto, personal, personal line of credit, and home improvement loans; financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. The company also provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveller program, online bill pay, e-statements, money orders, and official checks services. It operates branches in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.